Data Terms of Use

THESE DATA TERMS OF USE (the "Terms") is between Impruvu LLC, a limited liability company duly organized under the laws of the State of New Mexico, and its wholly owned subsidiary AdvisorHub LLC (collectively, "Impruvu, Company, us, we, our"), and the User(s) of this website ("Users, you"), which you must comply with as a condition to using Impruvu's data. If you do not agree to these terms, Impruvu does not grant you a license to use the data.

These Terms are terms of a legal agreement (the "Agreement") between you, individually and/or as an agent on behalf of an entity or another registered member, and Impruvu that sets forth the terms and conditions for your use of Impruvu's data. The data, including all text, articles, models, input, output, design, source code, software, photos, images, and other content or information made available, in any form or manner whatsoever, by Impruvu (collectively referred to in this Agreement as the "Data"). The Data is owned by Impruvu.

By accessing, receiving, or obtaining the Data in any form or manner whatsoever, you acknowledge that you have read, understood, and agree to be bound by this Agreement between you and Impruvu and to comply with all applicable laws and regulations. You also agree to comply with these Terms, as they may be amended from time to time.

Impruvu reserves the right to amend these Terms at any time and posting the revised Terms on the Impruvu website shall be the minimal notice to you of such changes. Your continued use of, receipt of, obtaining of, or access to the Data after any change to the Data Terms of Use constitutes your agreement to be bound by all provisions of the most current Data Terms of Use.

LICENSE TO USE DATA

Impruvu grants you a limited, revocable, non-exclusive, non-transferable, non-assignable, non-sublicensable license to the use of, receipt of, obtaining of, or access to the Data for any lawful use that does not compete with products and services offered by Impruvu, any affiliates, or any subsidiaries, on the terms set forth in this Agreement. The license shall continue for as long as Impruvu makes the Data usable by or accessible to you; provided, however, that the license shall terminate immediately if you violate any terms of this Agreement.

All Data obtained from or provided by Impruvu, regardless of the method of delivery, is explicitly prohibited from publication and distribution. Moreover, you represent that all Data provided by Impruvu to a user, regardless of the method of delivery, is not used for any competing purposes and only used to permit or facilitate the use of the products or services of Impruvu.

COMPLIANCE WITH LAW

You agree to use the Data only for lawful purposes. You are prohibited from any use of the Data that would constitute a violation of any applicable federal, state or local laws, including but not limited to, the Equal Credit Opportunity Act and other fair lending laws, Truth in Lending Act, Fair Debt Collection Practices Act, Federal Trade Commission Act, federal or state consumer privacy laws, state licensing laws, or state unfair and deceptive trade practices statutes, or in any manner that could give rise to any civil or criminal liability.

GENERAL RESTRICTIONS

You agree not to:

• Modify or otherwise alter the Data;
• Use the Data to reveal or display any non-public personally identifiable information of any user of the Site;
• Use the Data to defame, libel, threaten, or harass any user of the Site;
• Use the Data to bid on listings on behalf of lenders without Impruvu's prior written consent; or
• Use the Data provided by Impruvu, in any manner whatsoever for any competing uses or purposes.

PROPRIETARY RIGHTS

Impruvu retains all right, title, and interest, including without limitation all intellectual property rights, in and to the Data. Any unauthorized use of such Data may violate copyright laws, trademark laws, the laws of privacy, and other statutes and regulations governing intellectual property.

TRADEMARKS

The name "Impruvu" (either alone or accompanied by the Impruvu logo), the Impruvu logo, Impruvu.io, and all related logos (collectively the "Impruvu Marks") are trademarks or service marks of Impruvu. Nothing on this Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any of the Impruvu Marks, without our prior written permission in each instance.

ATTRIBUTION

If you use the Data in connection with any website or with any application that makes reference to Impruvu and is designed for use by third parties, whether for free or for compensation, you must include the following notice in 8-point type or larger: "This website is not endorsed by, owned by or affiliated with Impruvu LLC."

FEES

The Data is currently offered free of charge. Impruvu reserves the right to charge fees or royalties for access to the Data in the future.

DISCLAIMER OF WARRANTIES

Your use of the Data is at your sole risk. Impruvu does not warrant or guarantee the accuracy, adequacy, timeliness, reliability, completeness, or usefulness of the Data and Impruvu disclaims liability for errors or omissions in the Data. The Data is provided on an "as-is" and "as available" basis, without any warranty, either express or implied.

INDEMNIFICATION

The User agrees to defend, protect, indemnify, and hold the Company, and its affiliates, officers, managers, directors, employees, contractors, and subcontractors, harmless against any and all claims, demands, causes of action, and judgments of every kind and character, including regulatory agency costs, court costs, and attorneys fees, arising, occurring, growing out of, incident to, or resulting directly or indirectly from any misrepresentation made by the User on this website or in connection with the services offered on this website.

LIMITATION OF LIABILITY

Excluding damages arising from the Company's breach of confidentiality obligations, the Company shall not be liable to the User, regardless of the form of action, whether in contract, tort, or otherwise, for any lost profits business interruption, or for any indirect, incidental, special, consequential, exemplary, or punitive damages arising out of or relating to this agreement, even if the User has been advised of the possibility of such damages or liability, nor shall the Company's aggregate liability for any other damages arising out of this agreement exceed the liquidation fee paid by the User to the Company in accordance with the terms of this agreement.

ARBITRATION

Resolution of Disputes: The User acknowledges that it has read this provision carefully, and understands that this provision limits the User's rights in the event of a dispute between the User and Impruvu.

Any Claim shall be resolved, upon the election of either us or you, by binding arbitration administered by the American Arbitration Association or JAMS, under the applicable arbitration rules of the administrator in effect at the time a Claim is filed. Any arbitration under this Agreement will take place on an individual basis; class arbitrations and class actions are not permitted.

The address for serving any arbitration demand or claim on us is: Impruvu LLC, 1209 Mountain Road Pl NE, Ste R, Albuquerque, NM 87110, Attention: Compliance.

SEVERABILITY

If any provision of this Agreement is found to be invalid or unenforceable, the remaining provisions shall be enforced to the fullest extent possible, and the remaining provisions of the Agreement shall remain in full force and effect.

GENERAL PROVISIONS

This Agreement will be binding on, inure to the benefit of, and be enforceable against the parties to this Agreement and their respective successors and assignees. Neither the course of conduct between the parties to this Agreement nor trade practice shall serve to modify any provision of this Agreement. All rights not expressly granted herein are hereby reserved.

For questions or comments regarding these Terms, please contact us at: info@impruvu.io